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Budget 2018: 10 personal finance highlights not to be missed

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This year’s budget was one of give and take – but it was more take than give, especially for the common man. On the one hand, finance minister Arun Jaitley reintroduced standard deduction, gave senior citizens a few reasons to cheer, and increased take home pay of women in the workforce. On the other, he took away the medical and travel allowances of the salaried class, introduced long-term capital gains tax on equity, and even hiked the cess you pay on income tax.

Here are 10 personal finance takeaways from the Modi government’s last budget before the general elections next year. 

1. No change in income tax slabs for individuals
Stating that the government had made many positive changes in the personal income-tax rate applicable to individuals in the last three years, Jaitley left the income tax slabs unchanged this Budget.

2. Cess on income tax hiked to 4% 
Budget 2018 has proposed to hike the cess on income tax from 3% to 4% thereby increasing the tax payable by all categories of tax payers. Due to this change, the tax liability for highest tax bracket (assuming Rs 15 lakh income) goes up by Rs 2,625. For middle income tax payers (between Rs 5 lakh and Rs 10 lakh) the tax liability increases by Rs 1,125 and for lowest tax brackets (Rs 2.5 lakhs to Rs 5 lakhs) by Rs 125. 

3. Standard deduction reintroduced
Budget 2018 has proposed to provide a standard deduction of Rs 40,000 from salary income to employees. Standard deduction is essentially a flat amount subtracted from the salary income before calculation of taxable income. The standard deduction was a part of the Income-tax Act until former finance minister, P. Chidambaram, withdrew it in the Union budget of 2005-06.

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4. Medical reimbursement and transport allowance knocked out of your salary
While the Budget 2018 proposes to provide a standard deduction of Rs 40,000 from salary income to employees, it also proposes to take away existing annual transport allowance of Rs 19,200 and Rs 15,000 medical reimbursement. Prima facie income exempted from tax after setting off the gain and loss is Rs 5,800 only. The tax saved for each employee on this income would depend on the tax slab

5. EPF contribution of new women workers capped at 8%
Women joining the workforce for the first time will have to contribute only 8% instead of 12% or 10% as the case may be, for the first three years. The proposed move will enhance their take-home pay. Further, for new employees coming under the ambit of EPFO would be provided 12 percent contribution from the government.

6. LTCG exceeding Rs 1 lakh to be taxed at 10%
The FM in his Budget 2018 speech proposed to re-introduce long-term capital gains (LTCG) tax on gains arising from the transfer of listed equity shares exceeding Rs 1 Lakh at 10 percent, without allowing any indexation benefit. However, all gains up to January 31, 2018 will be exempt.

7. Section 80D limit proposed to be hiked to Rs 50,000 for senior citizens
The limit of deduction under section 80 D for senior citizens has been proposed to be hiked Rs 30,000 to Rs 50,000. This is good news for senior citizens.

8. Exemption of interest income on deposits to be hiked for senior citizens
It has been proposed to hike the exemption on the interest income on bank and post office deposits for senior citizens from Rs. 10,000 to Rs. 50,000. This is for all FDs and RDs.

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9. FM proposes DDT on equity MF, dividend seekers to be hit
It has been proposed to introduce a dividend distribution tax on equity-oriented mutual funds at the rate of 10% percent, to provide a level field across growth oriented and dividend distributing schemes. This reduce the investor’s in-hand return. Currently, long-term capital gains from the sale of equity shares and equity-oriented mutual funds on which securities transaction tax (STT) has been charged on sell transactions are completely exempt from tax. This means that any gains from sale of equity shares or mutual funds held for more than a year are not subject to any kind of tax whatsoever.

10. Budget proposes to hike PMVVY limit to Rs 15 lakh
More good news for senior citizens. The FM has proposed to increase the investment limit the pension scheme, Pradhanmantri Vaya Vandana Yojana (PMVVY), to Rs 15 lakh from the present Rs 7.5 lakh.

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Made in Mexico Netflix

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made in mexico Netflix

In a milestone move, spilling administration goliath Netflix has revealed its first Mexican reality arrangement, set to bow worldwide on Sept. 28. The truth demonstrate “Made in Mexico” throws a light on Mexico City’s affluent families and their rich ways of life as it trails nine socialites and the expats competing for a spot in their tenuous condition.

The arrangement is created by Love Productions USA, the L.A.- based backup of the Sky-claimed generation organization, with Richard McKerrow, Kevin Bartel and Brandon Panaligan recorded as official makers and Lauren Volonakis and Matthew Moul as co-official makers.

Love USA has a large group of new arrangement with significant systems, link telecasters and OTT players including ABC, Netflix, Discovery Channel, and Nat Geo.

Portrayed as innovators in “one of the world’s most socially lively urban areas where family name is your bond and inheritance is everything,” the cast individuals include:

Netflix Show

· Pepe Díaz, a fruitful 35-year-old business visionary and dance club manager quick to shed his playboy past and begin another life.

· Kitzia Miter, a mold fashioner brought up in Mexico’s high society who goes about as the true mediator of taste and style and a guard who chooses who accesses this world.

· Liz Woodburn, an American sustenance blogger from New York who finds that she should re-scale the social step as she acclimates to her new home in Mexico City with her life partner.

· Columba Díaz, a high design demonstrate who is gotten in an adoration triangle, yet “needs simply to center around her profession and generosity work.”

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· Chantal Trujillo, an American expat who left an occupation at Vogue to take after the affection for her life to Mexico.

· Shanik Aspe, a TV character and previous bathing suit display with dreams of turning into a pop star.

· Roby Checa, the 31-year old brother by marriage to Kitzia and the awful kid of the Checa faction who attempts to locate a cheerful harmony between his inclination to gathering and demonstrate to his family that he can prevail in business.

· Hanna Jaff, a 30-year-old government official and altruist who runs the Jaff Foundation.

Netflix has been effectively delivering a consistently developing number of fiction arrangement in Mexico and in whatever remains of Latin America, beginning with “Club de Cuervos,” and most as of late in Colombia with “Distrito Salvaje.” The fourth period of its hit indicate “Narcos” was shot in Mexico, in the wake of spending its initial three seasons in Colombia.

Netflix is propelling its first Mexican reality Show and the show is hoping to catch a ton of dramatization among a portion of the nation’s affluent individuals from its high society.

Made in Mexico will take after the lives of nine of Mexico City’s rich, modern and trendy socialites, showing their lavish ways of life while “uncovering the defective existences of the apparently idealize first class.”

Notwithstanding its Made in Mexico title, a few of the show’s members are U.S.- conceived and furthermore incorporate expats attempting to change in accordance with their new lives, fit in while seeking a spot in Mexico City’s “it-group” and elite social request.

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Netflix didn’t share how the members were picked, however the cast incorporates a touch of a diverse blend – from an outstanding representative and previous Mexico reality indicate contender, to performing artists, models, TV hosts and bloggers. Some are absolutely more outstanding in Mexico than others and all have a sound Instagram following.

Regardless of whether the arrangement will be famous stays to be seen. It’s set to make a big appearance comprehensively on September 28.

Is intriguing this is the second Netflix arrangement unique that objectives the wealthy in Mexico in two months. Toward the beginning of June, the streamer marked an arrangement with Salma Hayek to deliver a unique show arrangement called Monarca, set in the intense universe of Mexican extremely rich people. Both arrangement are a differentiation to the typical demonstrates that portray Mexicans as street pharmacists, offenders or administration work force.

The show is delivered by Love Productions USA, a division of the UK creation organization, and incorporates Richard McKerrow, Kevin Bartel and Brandon Panaligan as official makers and Lauren Volonakis and Matthew Moul as co-official makers.

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SeedPeer Proxy

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SeedPeer Proxy

SeedPeer is known name among everybody who downloads deluges. It is extraordinary compared to other downpour sources to get confirmed deluges which are solid and in addition infection free. At the point when the vast majority of the deluge sites are brimming with spam advertisements and their downpours containing infection, malware, adware, and so forth., SeedPeer is helping its clients to remain safe while torrenting.

There are numerous downpour destinations with even enormous database and more deluge records yet for the greater part of the SeedPeer clients, SeedPeer is the main confided in deluge site from which they need to download motion pictures, television arrangement, music, programming and recreations. On the off chance that you are among such SeedPeer clients and discovers that SeedPeer is out of reach from its fundamental space seedpeer.eu then the area is presumably obstructed by your ISP or government for your web association.

SeedPeer is one of the most established Torrent sharing and P2P document dissemination destinations. Thinking of it as has an area of confirmed downpours; it is favored by numerous individuals to download deluge documents.

Thinking of it as, likewise has some copyright content and always in weight from administrative specialists, it is edited and obstructed in numerous nations and ISPs. Likewise many school and office work put square access to the Seed Peer site keeping in mind the end goal to spare web data transmission. Consequently, in this article we will cover : How you can unblock and get to SeedPeer by utilizing quick SeedPeer intermediary locales [2018]

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About Torrent Websites

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About Torrent Websites

About Torrent Websites

We are amidst the logbook year, the time when numerous individuals acknowledge they quit utilizing 2017 rather than 2018 when composing dates. The odds are high that the dependable individuals from the BitTorrent people group have just begun to search for the best deluge locales for 2018.

The ascent in lawful activities against numerous downpour sites can be thought of as one critical reason the rundown of the best deluge locales may change more regularly than it completed a couple of years back. Normal clients of the BitTorrent system might just recall how the downpour monster KickAss went down. There has additionally been an expanding ascend sought after for the VPN administrations, which unblock deluge destinations.

Another factor is the expansion in the selection of spilling administrations like Netflix and Amazon Prime which may have made a mark in BitTorrent’s prominence after their development in excess of 100 nations. Regardless, the general population who are focused on the BitTorrent system will keep utilizing it, and some best downpour locales proposals may be useful to them.

Before you begin torrenting

You may definitely know this, yet you can read our article on BitTorrent fundamentals to know the essential phrasings and how downpour functions.

On the off chance that, you’re searching for the correct apparatus to download your most loved deluges, look at our rundown of the best downpour customers for 2018.

Be careful! Pilfered content

Presently, you may be anxious to recognize what are the best torrenting destinations you can visit. However, before that, you ought to know about some vital things. Most of the deluge destinations exist to fulfill individuals’ desire for theft (Read more concerning why individuals privateer) and to download films, television programs, and different things without paying anything.

You may know about the way that enjoying copyright encroachment is illegal in numerous nations and might arrive individuals in jail. Along these lines, in the event that you’re searching for something genuine, here is our rundown of 13 best deluge destinations for protected and legitimate downpours.

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Secure your protection

Another essential thing to note is you aren’t mysterious while downloading documents from the BitTorrent organize. Despite the fact that the P2P document sharing-based system is exceptionally decentralized, an actually stable individual or the web supplier can track a client’s torrenting movement. A workaround to this is utilizing VPN which gives clients a chance to shroud their IP address.

Top 10 Torrent Sites Of 2018

Our rundown positions officially prevalent deluge locales by there individual Alexa rank at the season of composing. You can look at our last year’s rundown utilizing this connection.

Disclaimer: We don’t bolster or advance copyright encroachment. The accompanying rundown is exclusively with the end goal of data and finding legitimate substance on downpour sites.

1. The Pirate Bay

Unquestionably the most mainstream and clear most loved among clients, The Pirate Bay has been around for about 15 years and has sidestepped government interruption (which is stating something considering the ongoing crackdown on downpour destinations). While the area name changes a considerable amount (it’s currently back at .organization), clients can simply discover a great many deluges.

2. RARBG

This site has gradually turned into a deluge top choice. While it’s not referred to have as large a determination as different locales, RARBG has a notoriety for top notch deluges and more often than not has the most recent motion pictures and TV appears.

3. 1337X

On the off chance that the promotions, trackers, and symbols on deluge destinations overpower you, 1337X is an awesome decision. The plan is easy to understand and natural, and the deluges are efficient. In spite of the fact that clients were once worried about the site’s security, 1337X appears to have truly ventured up and moved forward.

Downpour Safe

Watch downpours securely without a deluge customer on TorrentSafe. This isn’t an internet searcher, however it will enable you to download downpours and conceal your IP address with no product.

4. TorLock

While not as well known as some other deluge locales, TorLock is an awesome asset for anime, ebooks, and music, which have a tendency to be harder to discover than motion pictures and TV appears. The website additionally incorporates a prevalent downloads page to enable you to discover new substance.

5. Torrentz2

Initially known as Torrentz, the resurrected site has as of late experienced some enormous changes. In December, Torrentz2.eu quit indicating connections to magnet downloads, and clients can now just download material utilizing the hash. In any case, Torrentz2.tv still incorporates magnet downloads, in spite of the fact that clients have griped the quantity of downpours is less. By the by, the site is as yet a top choice.

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6. EZTV

Because of a noxious takeover in 2015, EZTV is presumably the most disputable deluge site among downpour clients. By the by, EZTV still has a great deal of fans. The gathering discharges their own downpours, giving clients access to content they won’t discover somewhere else – albeit frequently their deluges in the end make it to different locales as well. The gathering is as yet dynamic and updates its own particular file every day.

7. YTS.AG

Another questionable yet mainstream site is YTS.AG (which can presently be found under the area name .am). YIFI and YTS are famous gatherings that discharge their own particular deluges. YTS.AG, which as indicated by TorrentFreak isn’t partnered with YIFI or YTS, cases to be the main authority site for the gatherings’ discharges. Regardless of whether it’s the official webpage or not, YTS.AG is extremely prevalent, so you’ll discover loads of seeders and quick downloads.

8. TorrentDownloads.me

Since it turned out to be such a prevalent website in 2017, torrentdownloads.me is hindered in numerous nations. This implies it’s solitary available with an intermediary or VPN. (More on that underneath). Fans love the site’s propelled seek record, which makes it simple to discover precisely what you’re searching for.

9. LimeTorrents.cc

LimeTorrents has been around for a long time now, with a veteran status and faithful clients who keep it dynamic. With an extensive choice of downpours to browse and high number of value records, the site has a considerable measure of fans.

10. Zooqle

Everybody is by all accounts discussing this site, which has as of late picked up a great deal of prominence. With more than three million confirmed downpours, it turn into a most loved after KickAssTorrents close down. In any case, you do need to make a record for it, which, as aficionados of protection, we don’t love.

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